study not

Decided not to study now and planned to further studies later.

I hope i made the right decision.

why, you asked.

The pros :

  • yes, i am exempted from some modules and need to study for 1.5 years only. Why not?
  • yes, i could have a better paying job
  • yes, i could have better job prospects in near future
  • yes, why not study when i can?

The cons:

  • no, i have to pay $268 for maybank loan during the course of study.
  • no, i still need to clear off my RP citibank loan which is $4725
  • no, i need to slog and slog just to pay off that monthly installments for loan
  • no, would i have the heart to complete that 1.5 year?
  • no, is the course really what i wanted?
  • no, will i make use of the degree in near future?

yes, i know:

  • i could work part time to pay off the loans
  • i could take up part time study

But the thing is. i am afraid i am not disciplined enough, to carry such a hefty debt. yes, study = good. i know. how can study be worse. But the circumstances i am facing doesn’t allow me to.

i know i should not and must not stop at a diploma level.

so, after much thoughts, came the conclusion:

  • find a full time job that hopefully pays me 1.8 k or even better. 2k please.
  • save up $ 500 - $600 monthly
  • study for the degree in near future

Set.